Browsing by Author "Adenike Rukayat ADELEKE - MONSUR"

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    Retirement Planning, Lifestyle Practices and Psychological Well-being among Retired Teachers in Ibadan South West Local Government, Area, Oyo State, Nigeria
    (Lead City University, Ibadan, 2025-12) Adenike Rukayat ADELEKE - MONSUR
    Psychological well-being is a central aspect of human life, reflecting the extent to which individuals experience emotional balance, life satisfaction, and a sense of purpose. This study investigated the influence of retirement planning, lifestyle practices psychological well-being among retired teachers in Ibadan South-West Local Government Area, Oyo State, Nigeria. The perspective of this study is how proactive retirement decisions and lifestyle choices affect psychological well-being in later life. This study was anchored on Maslow’s Hierarchy of Needs, Erikson’s Psychosocial Theory, and Ryff’s Psychological Well-being. Three research questions guided the study with two hypotheses which were tested at 0.5 level of significance. The study adapted a descriptive survey research design. The target population comprised all retired teachers within Ibadan South-West LGA, from 2020 to 2024 out of which 200 intact participants were used for this study. Data were collected using a structured questionnaire comprising three standardised scales: The Retirement Planning Scale, the Lifestyle Practices Scale, and the Psychological Well-Being Scale, all adapted and modified to suit the Nigerian context. with reliability co-efficient of (a = 0.88), (a = 0.91), and (a = 0.88) respectively. and analysed using descriptive (mean and standard deviation) and inferential statistics including Pearson Product-Moment Correlation and multiple regression. Findings revealed that retirement planning had a significant positive relationship with psychological well-being (r = .716, p < 0.05). Similarly, lifestyle practices were significantly associated with better psychological outcomes (r = .689, p < 0.05), indicating that both variables jointly influence the mental and emotional health of retirees. It concluded that effective retirement preparation and healthy lifestyle practices contribute meaningfully to the psychological well-being of retired teachers. This study therefore recommends that education authorities and stakeholders like counselling psychologist should intensify efforts in pre - retirement education and awareness training to equip prospective retirees with adequate planning strategies and healthy post-retirement lifestyle practices. Keywords: Retirement Planning, Lifestyle Practices, Psychological Well-being, Retired Teachers Word Count: 299