Department of Management & Accounting

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Department of Management and Accounting

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We are dedicated to exploring the dynamic fields of management, finance, and accounting.

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Browsing Department of Management & Accounting by Author "Ayoola Abimbola, ESO"

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    Financial Inclusion and Poverty Reduction: The Moderating effects of Financial Technology (FinTech) in Selected Semi-Urban Areas of Ibadan Metropolis, Oyo State, Nigeria
    (Lead City University, 2022-12) Ayoola Abimbola, ESO
    This study investigated the influence of financial inclusion and poverty reduction in selected semi-urban areas of Ibadan Metropolis, Oyo state, Nigeria. The objectives of the study is to identify the level of poverty in semi-urban areas of Ibadan metropolis; examine how access to fintech financial services products reduces poverty level in semi-urban areas of Ibadan metropolis; highlight how the usage of fintech financial services products can be used to reduce poverty level in semi-urban areas of Ibadan, Oyo State, metropolis and find out the quality of fintech product and service delivery on poverty reduction in semi-urban areas of Ibadan metropolis. Nigeria has witnessed many economic and development plans changes over the last few decades. Several reforms and initiatives aimed at poverty reduction and enhancing financial inclusion had been attempted by the Nigerian government and its development partners in the recent time. The study adopted a cross sectional survey design. Data collection techniques employed was self-administered questionnaire. The questionnaires were administered to a total of 293 to the respondents and that are fintech customers from the semi-urban areas of Ibadan, Oyo State Nigeria by using simple random sampling procedures. In analysing the relationship among the variables, the PearsonCorrelation technique was adopted. The findings of the study revealed that there is a significant relationship between the financial inclusion and poverty reduction. The results further revealed that fintech positively moderate the relationship between the variables under studies. The study recommends the financial inclusion to be more robust in the rural areas and to make fintech a more effective means of poverty reduction other services such as, education loan, technological support loan, skills training, and housing appliance loan should be included in microfinance services. Keywords: Financial Inclusion, Financial Technology (FinTech),Poverty reduction, Unemployment, Poverty. Word count: 281